Sandhya is passionate about co-creating capital solutions that break from the constraints of our current financial system as a way to shift control to and resources into communities that have been systematically excluded from meaningful investment.

As Managing Director of Community Credit Lab and CF Investments, Sandhya uses an experimental approach to stewarding and growing a portfolio of field defining, equitable lending and community-led investment programs that demonstrate solutions that shift the flow of capital towards BIPOC communities to build a more equitable financial system.

Before Common Future’s acquisition of Community Credit Lab (CCL), Sandhya was Co-Founder and served first as CCL’s Chief Investment Officer and subsequently as Executive Director. At the organization, she was responsible for leading the team to design and enable affordable and accessible place-based lending programs designed in partnership with community-rooted organizations. Prior to CCL, she was the Investment Manager at a private foundation where she led the design and implementation of both direct and indirect impact investing strategies. In her career to date, she has worked at public, private, and non-profit financial institutions including Freddie Mac, Capital One, and Coastal Enterprises, Inc. where she developed her expertise in credit analysis, portfolio risk management, and portfolio operations. She has also used her professional expertise to build out underwriting and portfolio-management systems and processes that enabled data-driven decisions at Lighter Capital, a financial technology start-up focused on small business lending.

Sandhya has a Bachelor of Arts in Economics from New York University and an MBA from the University of Michigan. She is based in Seattle where she’s learned to love getting outdoors and to enjoy a good rainy day.